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EARLY DELINQUENCY SPECIALIST
MILES CITY MT 59301
Category: Other
  • Your pay will be discussed at your interview

Job code: lhw-e0-89764999

Company Profile

Stockman Bank of Montana

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Summary

  Job posted:   Thu May 17, 2018
  Distance to work:   ? miles
       
  1 Views, 0 Applications  
 
EARLY DELINQUENCY SPECIALIST
Professional Montana Values


Our Mortgage Servicing department is seeking a Part Time Early Delinquency Specialist to join our hard working team. Top candidates should have strong written and oral communication as this position requires extensive correspondence with customers, investors and guarantors. Join our team today!





Vision


Our people, philosophy and the way we do business have positioned Stockman Bank as Montana's premier financial center for business leaders, agriculture operators, commercial developers and real estate owners. We are a Montana-born company, built on western values, focused on creating long-standing relationships through integrity, expertise and results. Our offices are locally managed and community-oriented, allowing us to best serve our customers. Our workforce is well trained and competent and our work environment encourages productivity, personal growth and job satisfaction.





Position General Responsibilities:


Responsible for servicing early delinquent loans for secondary market residential real estate mortgage loans for all Stockman Bank locations. This position is part of the loss mitigation and delinquency servicing team under the direction of the Mortgage Servicing Loss Mitigation & Foreclosure Supervisor. There will be extensive correspondence with customers, investors, guarantors, and personnel at other locations via phone, mail, fax, and e-mail.





Education, Experience and Certification Requirements


Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.





Minimum Qualifications:


Strong commitment to providing exceptional customer service.


High School diploma or equivalency.


Strong oral and written communication.


Strong organizational skills.


Must be able to work independently and prioritize multiple tasks.





Preferred:


1. Previous office or real estate loan servicing experience.


2. Working knowledge of spreadsheets and other computer programs.





Position Specific Responsibilities, Duties and Competencies


1. Operational Functions:


Collections of non-performing delinquent loans through verbal and written communication.


Weekly collection calls. Makes calls on delinquent loans 17-45 days past due.


Property Inspections


Send monthly collection letters - 40 Day Letters, 45 Day Letters, all other letters as needed.


Onboarding of new financials and issuing acknowledgement notices.


Filing loss mitigation letters, and other customer correspondence.


Tracking MBOH occupancy waivers.


Assist with property preservation as needed.


Assist Supervisor with all delinquent loans as needed.





Administrative Support:


a. Assist with correspondence mailings, phone and office traffic, and provide secretarial help as needed.


b. Answer phone and may assist customers or take messages, and refer to manager or team member as required.


d. Other duties as assigned.





Sales/Public Relations:


a. Promote the improvement of Stockman Bank through quality customer service, promotion of products, professionalism in conduct and diligent work ethic.


b. Greet all customers pleasantly and make them feel welcome and comfortable.


c. Handle transactions quickly and professionally.


d. Effectively handle customer questions and problems.





Federal Regulations:



Maintain a working knowledge of Bank's written policies and procedures that apply to and concern this position's area of responsibility, including general regulations such as the Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and various other Federal and State regulations as they apply.





Physical and Mental Demands(The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)


Occasionally = 0-33% of shift Frequently = 34-66% of shift Constantly = 67-100% of shift





Constant lifting/carrying up to 10 lbs. with frequent lifting/carrying up to 25 lbs. Constantly required to hear, talk, write, read, keyboard/computer entry, reach, stretch, work under time constraints with needed ability for task management flexibility and to perform routine duties with attention for details. Constant abilities used/required on the job are mathematics, memory, reasoning, estimating, problem-solving and exercising judgment.


Constantly stand, walk or sit, while requiring oral and written communications with co-workers, customers and transactions with guidance available.


Occasionally stoop, kneel, crouch or crawl.


Infrequently climb (up ladders, etc.), balance (to reach items) or drive a car.


Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus.





Work Environment(The work environment characteristics described here are representative of those an employee will encounter while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)






Constantly works with others, around others, with co-workers in other departments or branches and with customers and the general public in person and via telephone. Constantly works indoors, in confined areas and is exposed to the risk of electrical shock.


Frequently works around noise (moderate level). The employee must have the ability to focus on tasks and customers while hearing machines, conversations of others, music, phones, etc., in a confined area.


Infrequently the employee works alone and also works near moving objects. The employee is also infrequently exposed to outdoor weather conditions.






Company Functions and Expectations:






Technical Knowledge


Has the technical knowledge and analytical skills to fulfill job duties in a positive manner. Keeps abreast of new and changing developments in industry/field especially as it pertains to the individual's position. Has the ability to analyze situation and react accordingly.





Communication


Expresses information/thoughts clearly and concisely in both written and verbal form. Keeps communication channels open with subordinates and supervisors. Responds promptly to calls or inquiries in a courteous and professional manner. Communication is effective and efficient.





Organization/Planning


Establishes priorities, sets goals and meets deadlines in an accurate and efficient manner. Organizes overall workflow and working area. Quickly identifies problems, makes timely decisions and notifies affected personnel. Plans effectively to ensure timely completion of duties.





Team Work/Professionalism


Is willing to assist others to ensure deadlines are met. Provides assistance to less experienced personnel when needed. Informs appropriate personnel of significant issues in a timely manner. Works well in group environment and with supervisor.


Models professionalism by addressing others with appropriate actions and appearance within professional boundaries.





Customer Service Culture


Employees will strive for outstanding, professional and courteous service to our customers and anyone who visits our facility.







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